Multiple Offers on YOUR Property!

 What happens when you’ve found ‘the one’? No, not your future wife or husband, but the place that you could call home? This is the property that made those 37 weekends of endless trudging around the open home circuit worthwhile. No weekend BBQs for ages, no...

Welcome to 2017…aahhh…2022

Where are you now? Have you moved forward to 2022 or are you still back in 2017?Another new year, more goals, another birthday this year and for some dreams coming true, yet for others, dreams still on hold and consigned to the New Years resolution list……..again. So,...

You Heard It Here First

You Heard it here only a few months ago!     For the last few months our good friends (not), the banks, have been slowly pushing up the rates on fixed term loans and yes, you guessed it, all the other rates will probably follow in the very near future....

How Busy Has It Been?

Wow! Has this year been super busy or what? Who would have thought that we would see a market like this in our lifetime and especially riding the back of a global pandemic? As far as property searches go, some people are just “over it!”.Having said that, there are the...

Do You Buy Now or Drop Your Standards Later?

Choices are getting difficult.For the moment at least, choices are getting harder to make. If you’re trying to keep up with property prices by working harder and saving more, you’re currently fighting a losing battle. Right now, you’d be flat out keeping pace let...

If It Ain’t Broke, Don’t Fix It

This age old saying in the vernacular also works with mortgages. But why? Fixed interest rates on a home loan are often higher than variable rates, but it’s all dependant on the global bond market. Fixed rates are funded by the global bond markets, meaning the bank...

Why Haven’t Prices Plummeted?

We’ve got Covid, a recession and had lockdown all over the place, but property remains strong and seemingly getting stronger?We all remember the dire predictions in the press this time last year with most property pundits espousing everything up to a total collapse of...

How Many Property Booms Have You Missed So Far?

You can count them on this graph.Personally, I haven’t missed any since 1998. Can you guess why that is? The reason is because I bought my first property in 1998, so I’ve had my toe in the water ever since then. Sure, there have been a couple of slower periods in that...

How Fast is Your Dream Slipping……Ahh…..Powering Away From You?

Have you been keeping a close eye on the market lately? Haven’t we all! It’s hard to believe some of the crazy things going on at the moment. This makes it all the more important to take action so you don’t see your dreams like you see a jet fighter…………disappearing...

The Cheap Money Boom!

Are we really in a property boom period just now? Maybe, but is it really a property boom? What I believe we are seeing just now is the largest, most concentrated cheap money boom that I for one have ever seen in my entire life and I’ve lived a lot of my life, so... #main-header, #top-header, #main-footer { display: none!important; }


“The best strategy of all is to use a Property Buyers Agent.
‘Buy and hope’ usually doesn’t get you to where you want to go”

At the end of your property investing, there should be a goal that stays uppermost in your mind from day one! It’s a particularly poor idea to spend hundreds of thousands, or even millions, of dollars to have it just sitting there being of no benefit for you. There must be a reason for the investment of such large amounts of money not only in an investment, but in the particular investment strategy that you choose. There are several property ownership strategies that are relatively simple and more common amongst new home buyers and novice, or even experienced, investors. There are also several more complicated strategies employed by experienced investors and investment companies.

Property strategy considerations:

  1. What is the benefit for you?
  2. What is your exit plan?
  3. How long do you intend to own it?
  4. Are you renovating for a quick profit or holding for 20-30 years for capital gain?
  5. Will it be your principle place of residence?
  6. Will it put money in your pocket or will it be a possible tax claim consideration?


 More Considerations

Although a property buyers agent will complete due diligence on your property, ALWAYS DO YOUR OWN DUE DILIGENCE AS WELL. Only you know your situation in detail.

    1. Don’t trust real estate agents. There are many who are doing their job well and getting maximum price for their vendor. There are some who just want your money and will tell you whatever is required to get it. Watch out for investment hustlers.
    2. Trust PPBA; we work for you, not for the vendor.
    3. Build a good team around you which may include:
      1. Buyers agent
      2. Conveyancer/legal
      3. Mortgage broker
      4. Accountant
      5. Financial Advisor/Planner
      6. Tradesmen

Your strategy is exactly that: YOUR strategy. Your strategy needs to be decided in consideration of your needs, your ability to service your chosen debt and very importantly, your goal!


No strategy, be it simple or complicated, is necessarily any better than another and takes into consideration your unique situation, your aversion to risk, the potential and likelihood of benefit in addition to other aspects of investment.

Home Ownership

Buy and Hold

Negative Gearing

Positive Gearing

Renovation or Flipping

Passive Property Development

Active Property Development



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