Apartment Block – OR – Gigantic Dual Living House

7 4 4 Have you got a ‘Brady Bunch’ family? Are Mum and Dad living with you? If either of these are true, this is the house for you. If you’re up for dual occupancy as an investment strategy, this works as well. 4 Bathrooms – nearly one each 4 car remote garage – The...

What’s Your Property Negotiation Strategy?

Are you aware of how selling agents tie you to an inflated price for your new property? Negotiating for your new property, be it investment or your own home, isn’t just something that you jump into when you’re suddenly at the negotiation table.Negotiation is a learned...

Are You Positive that You’re Negative?

Jehoshaphat, “Negative gearing is the best property investment strategy”. Geraldine, “Are you positive?” Jehoshaphat, "Huh???" OK, so we’ve all heard about positive and negative gearing with regard to property investment. But which one is the best strategy? Put...

Post COVID-19 Lending – What to Expect

Have you ever walked into a bank with a mask on? I heard a bloke named Dillinger tried it. Didn’t go well for him! However, with the onset of COVID-19, banks have changed not only the way they interact with their customers, but also the lending process. Furthermore,...

If you’re a buyer, ‘gloomy’ is GREAT!!

How has COVID-19 Been Good for You? The property forecast at the start of Covid-19, back in Feb-Mar was gloomy. If you’re a buyer, ‘gloomy’ is GREAT!! Let’s face it, if you were actually struck down with COVID-19, that’s not good for anyone. There are some people who...

Don’t Worry! You’re Not the Only One.

Is it lack of knowledge, don’t know where to start or just plain fear? We all know that it’s something that we need to be doing, otherwise we wouldn’t be here right now. What is it exactly then that’s holding you up? That’s the very first step you need to take to get...

If Nothing Changes, Nothing Changes!

How many “property experts” do you know? Friends, family and workmates who all know the best property to buy, the best location and the best strategies. There are plenty of them and they are all ready and very willing to give you their advice. Here’s the best way to...

Home Ownership

This is the most common investment strategy in Australia. The great Australian dream. Most Australians aspire to own their own home. This strategy is simply one to buy and hold a property that you live in and very likely raise your family in.

Home ownership holds capital gains tax advantages in that capital gains, which is very significant on investment properties, is not applied to your principle place of residence. When you sell it, you don’t pay tax Capital Gains Tax on it. Further benefits include the ability to gradually renovate and improve the property at you own leisure to add, and enjoy yourself, value over time in addition to the fact that the property will also highly likely increase in value over time.

This strategy can still be used to enter the property market. Many start off by paying off their own home, or a part thereof, then leverage the equity to branch out into investment properties. You use the equity in your own home to buy others.

IMPORTANT: Be sure to execute this properly via your finance people so that you don’t adversely affect the mortgage on your own home.